At that age, I finished graduate school and, while I had already been paying my own rent, food, clothes, gas, phone, etc., the school payments from my parents ended and I also got on my own health insurance.
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Not to mention that if an unexpected issue came up, we could go back to working full time.Īt what age did you become financially responsible for yourself and do you have a financial safety net?Ģ6. I know where all of our money is coming from, our expenses, our goals, etc. I believe that you can worry or you can plan, so I’d rather choose the latter. I am a huge planner when it comes to money and I have several spreadsheets that I enjoy updating weekly. (I now know that privilege played a role as well.) I grew up knowing we were in a good position financially and that we could make it work if we lost it all since my parents had experience overcoming financial obstacles. As often as my parents talked to us about their past living in poverty, they also harped on the idea that their hard work and good decisions got us into a better position. I got my first job as a summer camp counselor so I could have spending money. While my family was well-off, my parents did not want to spoil me too much and would give me $5 a week for spending money after I completed my chores. My friends did not work and seemed to have plenty of their parents’ money to spend every weekend. What was your first job and why did you get it?īy high school, we lived in a wealthy area and my parents couldn’t stand some of the entitlement they saw in my new friends. My dad grew up in poverty and saw his education as his ticket out, which is why he prioritized education for me and my sisters. There was also an expectation to attend graduate school and they paid for that as well. I did not want to attend college, but my parents told me I couldn’t live with them after high school if I didn’t attend higher education, so I went. Yes, absolutely there was an expectation or even a requirement to go to college. Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it? Mortgage: $2,400 for both the house and apartment, all of which is paid by our rental income
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We are paid 1x/month for the rental property.): $3,416/month joint from all of our jobs and roughly $4,616 from our rental property Paycheck Amount (My husband gets paid per project I get paid bi-weekly. Net Worth: $750,000 (house/rental property and savings minus debt)ĭebt: $220,000 on our mortgage, $48,000 on our home equity loan, $10,000 on our car My Husband’s Salary: $28,000 (he is paid by the project as a handyman and makes roughly this amount over a year)
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I also make $70 a week from May through September plus about $500-700 a week in cash tips from my second job. My Salary: $35,000 (I make $20,000 a year from teaching part-time. Industry: Higher Education/Customer Service Occupation: Semi-Retired Educator and Beverage Cart Attendant Today: a semi-retired educator who has a joint income of $101,000 per year and spends some of her money this week on a Roku TV. We’re asking real people how they spend their hard-earned money during a seven-day period - and we’re tracking every last dollar. Welcome to Money Diaries, where we are tackling the ever-present taboo that is money.